NOW IS THE TIME TO REPLACE FINANCIAL DISCOURAGEMENT WITH FINANCIAL SECURITY!

Money — it's a word no one can feel neutral about. Authors and money-management experts Lyle and Tracy Shamo say, “Like it or not, meeting basic needs has nothing to do with poverty and everything to do with how well we manage our money.” In this practical guidebook, the authors will help you take control of your money, teaching you how to pay off your debt — including your mortgage and car loans — and stay out of debt. Advanced computer software (included on a CD-ROM that comes with the book) will help you assess your financial status, learn more about where your money is going and discover how to channel it to the right places.

Here’s what you’ll find inside this realistic and easy-to-use book:

• Everything you need to retire your debts, including your mortgage, car loans, credit card debt, and any other debts that are hanging over your head
• The secret to making a Power Payment every month and thus paying off your debts faster than you ever dreamed possible
• An appendix with hundreds of ideas for saving money in every area of your life and budget

Debt-Free on Any Income will help you escape the clouds of debt, find peace in your hearts, and weather the financial storms that come your way.