Lyle and Tracy Shamo have made a hobby of debt management and stretching household dollars. Lyle, who is managing director of the Church’s Audiovisual Department, has been a frequent lecturer on this subject to Church groups, bank and credit union clientele, and community gatherings in Utah and Idaho. Tracy has presented a weekly radio spot in the Salt Lake City area on household finance. The Shamos are parents of eight children and grandparents of six.